conventional

Conventional Loans

Conventional loans are not backed by government agencies and typically offer the most flexibility for qualified borrowers. With options for as little as 3% down and the ability to cancel mortgage insurance, conventional loans are ideal for borrowers with good credit.

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Get a free instant rate quote

Take first step towards your dream home

  • ✓ Free & non-binding
  • ✓ No impact on credit score
  • ✓ No documents required
  • ✓ No hidden costs

💰 Rates & Terms

Down Payment:3%
Maximum Amount:$766550
Term Options:10 years, 15 years, 20 years, 30 years

📋 Qualification

Min Credit Score:620

🏠 Property Options

Property Types:
Single FamilyCondoTownhome2-4 UnitSecond HomeInvestment

Key Features

  • As low as 3% down payment
  • Mortgage insurance can be cancelled
  • Available for all property types
  • Higher loan limits than government loans
  • More flexible on property standards

Requirements

  • May require 2-6 months reserves
  • Typically 620+ for best terms
  • Generally 43% or less
  • Required if less than 20% down

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