non-qm

DSCR Investment Loans

Debt Service Coverage Ratio (DSCR) loans qualify based on rental income rather than personal income. Perfect for real estate investors looking to grow their portfolio without personal income documentation.

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Get a free instant rate quote

Take first step towards your dream home

  • ✓ Free & non-binding
  • ✓ No impact on credit score
  • ✓ No documents required
  • ✓ No hidden costs

💰 Rates & Terms

Down Payment:20%
Maximum Amount:$2000000
Term Options:30 years, 40 years, Interest-Only, 5/1 ARM, 7/1 ARM

📋 Qualification

Min Credit Score:640

🏠 Property Options

Property Types:
Single Family Investment2-4 Unit InvestmentCondo InvestmentTownhome Investment

Key Features

  • No personal income verification
  • Qualify on rental income
  • Unlimited properties
  • No tax returns required
  • Cash-out refinance available

Requirements

  • Typically 1.0 or higher
  • 6 months recommended
  • Not always required
  • Investment properties only

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