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FHA Loans

Federal Housing Administration (FHA) loans are government-backed mortgages designed to help first-time homebuyers and those with less-than-perfect credit achieve homeownership. With lower down payment requirements and flexible credit guidelines, FHA loans make homeownership accessible to more Americans.

FHA Loans

Get a free instant rate quote

Take first step towards your dream home

  • Free & non-binding
  • No impact on credit score
  • No documents required
  • No hidden costs

Rates & Terms

Down Payment:3.5%
Maximum Amount:$472030
Term Options:15 years, 30 years

Qualification

Min Credit Score:580

Property Options

Property Types:
Single FamilyCondoTownhome2-4 Unit

Key Features

  • As low as 3.5% down payment
  • Credit scores from 580+
  • Gift funds allowed for down payment
  • Assumable loans
  • Streamline refinancing available

Requirements

  • Primary residence only
  • Generally 43% or less
  • Required for life of loan if less than 10% down
  • Must meet FHA minimum property standards

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