What is HVAP?
The High-Value Appraisal Program (HVAP) is our exclusive offering designed for investment properties valued at $500,000 or more. We cover 100% of appraisal costs, saving you thousands while providing access to Non-QM financing solutions and premium property investment support.
Save Weeks of Time
Skip the lengthy appraisal process delays. Our streamlined system gets you to closing 2-3 weeks faster than traditional lenders.
FREE FlipForce AI
Get 3 months free access to our premium AI tool for wholesale flips, fix & flips, BRRRR strategies, and deal management. ($900 value) Learn more
White Glove Experience
Dedicated loan specialists guide you through every step. Professional, stress-free process designed by investors for investors.
Non-QM Expertise
Access to over 50 different banks with specialized investment property products.
Who Benefits from HVAP?
FlipForce AI Integration
Enhance your investment strategy with our premium AI-powered analysis tool, included FREE for 3 months with every HVAP loan.
BRRRR Strategy Analysis
Buy, Rehab, Rent, Refinance, Repeat - comprehensive analysis for each phase of your investment strategy.
Fix & Flip Calculator
Detailed project analysis including purchase price, rehab costs, holding costs, and projected profits.
Wholesale Deal Analysis
Quick evaluation tools for wholesale opportunities with margin analysis and assignment calculations.
Rental Property ROI
Cash flow analysis, cap rate calculations, and long-term appreciation projections for rental properties.
Value: $297/month - FREE for 3 Months
Access professional-grade investment analysis tools that typically cost nearly $900 for 3 months of access.
NMHL Lending Advantages
Why choose NMHL for your high-value investment property financing needs.
Non-QM Expertise
Specialized in Non-Qualified Mortgage products designed for real estate investors who don't fit traditional lending boxes.
Investment-Focused
Our entire loan process is designed around investment properties, not primary residences. We understand investor needs.
Portfolio Building Support
Whether you're buying your first investment or your fiftieth, we provide the financing solutions to scale your portfolio.
Agent Partnerships
We work closely with real estate and wholesale agents to provide financing solutions that help close more deals.
Flexible Underwriting
Bank statement loans, asset-based lending, and other creative financing solutions for unique investment scenarios.
Fast Closings
Streamlined processes designed to meet tight investment timelines and competitive market conditions.
How HVAP Works
Apply Online
Complete your application for properties $500K+ with our streamlined process
Get Pre-Approved
Receive conditional approval for Non-QM investment financing
Free Appraisal
We order and pay for your property appraisal - saving you $1,000-$2,500
Access FlipForce AI
Get your 3-month free access to our premium investment analysis tool
Close & Invest
Complete your financing and start building your investment portfolio
Frequently Asked Questions
What types of properties qualify for HVAP?+
Investment properties (non-owner occupied) valued at $500,000 or more. This includes single-family rentals, multi-family properties, fix & flip projects, and BRRRR strategy properties.
What is FlipForce AI and how do I access it?+
FlipForce AI is our premium tool for analyzing wholesale flips, fix & flip opportunities, rental property analysis, and comprehensive deal management. You get 3 months free access when you close a loan through HVAP. Visit www.flipforce.app to learn more.
Can I use HVAP for refinancing existing properties?+
Yes! HVAP covers both purchase and refinance transactions for qualifying investment properties over $500K.
How much can I save on appraisal costs?+
Appraisals for high-value investment properties typically cost $1,000-$2,500. Through HVAP, we cover 100% of these costs, providing immediate savings on your transaction.
What are the loan requirements?+
HVAP is available exclusively for Non-QM loan products. We specialize in flexible financing solutions for real estate investors that don't fit traditional lending criteria.
How long is this offer available?+
This limited-time offer expires on December 15th, 2025. Apply now to secure your free appraisal and FlipForce AI access.